I just got a new 'chip' VISA card. I was inspecting it and noticed that the interest rate (if you carry a balance) had been raised to 24.5%!! And this is supposed to be a Gold Visa. That is up from an already bad 18.5%. This when the Bank of Canada lowered interest rates to 1%. Tip: don't carry a credit card balance...If you do, knock it down ASAP.
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